[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.laglas.cz\/proc-zamestnanci-plati-socialni-pojisteni\/#Article","mainEntityOfPage":"https:\/\/www.laglas.cz\/proc-zamestnanci-plati-socialni-pojisteni\/","headline":"Pro\u010d zam\u011bstnanci plat\u00ed soci\u00e1ln\u00ed poji\u0161t\u011bn\u00ed?","name":"Pro\u010d zam\u011bstnanci plat\u00ed soci\u00e1ln\u00ed poji\u0161t\u011bn\u00ed?","description":"Nejprve si vysv\u011btleme, jak\u00e9 druhy poji\u0161t\u011bn\u00ed ze zam\u011bstnaneck\u00e9ho pom\u011bru existuj\u00ed, proto\u017ee se velmi \u010dasto zam\u011b\u0148uj\u00ed a lid\u00e9 si je pletou.…","datePublished":"2020-12-15","dateModified":"2020-12-15","author":{"@type":"Person","@id":"https:\/\/www.laglas.cz\/author\/#Person","name":"","url":"https:\/\/www.laglas.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/baa231f7e1963b29d6549eb0e137b049d877d4e97c51386f463c7d4fc98329bd?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/baa231f7e1963b29d6549eb0e137b049d877d4e97c51386f463c7d4fc98329bd?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"laglas.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.laglas.cz\/wp-content\/uploads\/trezor%20pen%C3%ADze.jpg","url":"https:\/\/www.laglas.cz\/wp-content\/uploads\/trezor%20pen%C3%ADze.jpg","height":0,"width":0},"url":"https:\/\/www.laglas.cz\/proc-zamestnanci-plati-socialni-pojisteni\/","about":["Ekonomika"],"wordCount":445,"articleBody":"   Nejprve si vysv\u011btleme, jak\u00e9 druhy poji\u0161t\u011bn\u00ed ze zam\u011bstnaneck\u00e9ho pom\u011bru existuj\u00ed, proto\u017ee se velmi \u010dasto zam\u011b\u0148uj\u00ed a lid\u00e9 si je pletou. Pokud jste klasicky zam\u011bstnan\u00ed, pak zam\u011bstnavatel z va\u0161\u00ed mzdy odv\u00e1d\u00ed pojistn\u00e9 na soci\u00e1ln\u00ed zabezpe\u010den\u00ed a pojistn\u00e9 na zdravotn\u00ed poji\u0161t\u011bn\u00ed. Pro zaj\u00edmavost uv\u00e1d\u00edme, a to si zpravidla zam\u011bstnanci ani neuv\u011bdomuj\u00ed, \u017ee ob\u011b procentu\u00e1ln\u00ed d\u00e1vky se odv\u00e1d\u011bj\u00ed defacto dvakr\u00e1t. Jednou ho odvedete vy (z va\u0161\u00ed mzdy sr\u00e1\u017e\u00ed a odv\u00e1d\u00ed firma) a podruh\u00e9 je povinen zam\u011bstnavatel s\u00e1m za sebe vypo\u010d\u00edtat odvod z va\u0161eho platu v mnohem vy\u0161\u0161\u00edch procentech a tak\u00e9 poslat do st\u00e1tn\u00ed pokladny.A to sam\u00e9 plat\u00ed v p\u0159\u00edpad\u011b odvodu na zdravotn\u00ed poji\u0161t\u011bn\u00ed. Znovu ale pro \u00faplnost opakujeme, \u017ee z va\u0161\u00ed mzdy se strhne jen ta \u010d\u00e1stka, kterou je povinen platit zam\u011bstnanec. Pojistn\u00e9, kter\u00e9 je povinen hradit v\u00e1\u0161 zam\u011bstnavatel z va\u0161\u00ed mzdy \u2013 jen vypo\u010dte a ode\u0161le a nikterak se nedotkne v\u00fd\u0161e va\u0161\u00ed \u010dist\u00e9 mzdy.Vy proto nestoj\u00edte firmu \u201ejen\u201c pen\u00edze, kter\u00e9 v\u00e1m vypl\u00e1c\u00ed, ale on si mus\u00ed do n\u00e1klad\u016f zapo\u010d\u00edtat i oba z\u00e1konn\u00e9 odvody, kter\u00e9 je za v\u00e1s povinen hradit, a to je va\u0161e hrub\u00e1 mzda plus 33,8 % k tomu nav\u00edc.Ob\u011b poji\u0161t\u011bn\u00ed jsou d\u016fle\u017eit\u00e1 a maj\u00ed sv\u016fj \u00fa\u010del. Rozeberme si dnes pojistn\u00e9 na soci\u00e1ln\u00ed zabezpe\u010den\u00ed, kter\u00e9 se skl\u00e1d\u00e1 ze t\u0159\u00ed slo\u017eek, a to:Nemocensk\u00e9 poji\u0161t\u011bn\u00ed Hypoteka-bez-registru (nemocensk\u00e9, podpora p\u0159i o\u0161et\u0159ov\u00e1n\u00ed \u010dlena rodiny, pen\u011b\u017eit\u00e1 pomoc v mate\u0159stv\u00ed, otcovsk\u00e1, dlouhodob\u00e9 o\u0161et\u0159ovn\u00e9, vyrovn\u00e1vac\u00ed p\u0159\u00edsp\u011bvek v mate\u0159stv\u00ed).D\u016fchodov\u00e9 poji\u0161t\u011bn\u00ed (nap\u0159. starobn\u00ed, invalidn\u00ed, vdovsk\u00e9)P\u0159\u00edsp\u011bvek na st\u00e1tn\u00ed politiku zam\u011bstnanosti (podpora v nezam\u011bstnanosti a ostatn\u00ed administrativn\u00ed n\u00e1klady)Jestli\u017ee jste tedy zam\u011bstnan\u00ed a zam\u011bstnavatel z va\u0161\u00ed mzdy odv\u00e1d\u00ed ad 1), pak nemus\u00edte m\u00edt obavy, pokud onemocn\u00edte.Prvn\u00edch \u010dtrn\u00e1ct kalend\u00e1\u0159n\u00edch dn\u016f nemoci v\u00e1m n\u00e1hradu za marod\u011bn\u00ed plat\u00ed organizace (ale jen pracovn\u00ed dny) a od patn\u00e1ct\u00e9ho dne trv\u00e1n\u00ed nemoci v\u00e1m nemocensk\u00e9 za ka\u017ed\u00fd kalend\u00e1\u0159n\u00ed den u\u017e plat\u00ed p\u0159\u00edslu\u0161n\u00e1 okresn\u00ed spr\u00e1va soci\u00e1ln\u00edho zabezpe\u010den\u00ed. A vy si m\u016f\u017eete vybrat, zda v\u00e1m nemocenskou nebo o\u0161et\u0159ovn\u00e9 bude soci\u00e1lka pos\u00edlat na \u00fa\u010det anebo na slo\u017eenku. Pokud si vyberete druh\u00fd zp\u016fsob, po\u010d\u00edtejte s t\u00edm, \u017ee si strhnou po\u0161tovn\u00e9 a neobdr\u017e\u00edte celou d\u00e1vku.                                                                                                                                                                                                                                                                                                                                                                                                  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